Close on Your Florida Home in 15 Days, Not 45.

Tampa’s stress-free mortgage experts. Conventional, FHA, VA & USDA loans.

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Takes 60 seconds

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No credit check required

Get an official loan estimate before choosing a loan. Not all applicants will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply.

4.9

Rating

Years in Business

20+

20+

Families Served

30,000+

30,000+

Avg. Closing

15 days

15 days

Getting a mortgage shouldn’t feel like a second job.

Getting a mortgage should feel exciting, not overwhelming. Yet, many buyers run into stacks of paperwork, slow responses, and the impersonal experience that often comes with big banks.
 
At First Option Mortgage, we do things differently. We keep the process simple and personal, working with you every step of the way. You’ll have a responsive team that communicates clearly, answers your questions quickly, and guides you forward with genuine care. Home financing should feel straightforward and supportive from start to finish, and that’s exactly what we deliver.

Local Team

Work with Tampa experts who know Florida

Fast Close

15-day avg closing vs industry’s 30-45 days

Clear Communication

Real humans who return calls same day

Your Tampa Mortgage Team

Mariza Barone

Branch Manager | NMLS #2531103

Don’t Take Our Word For It

Google Reviews

4.9

200+ reviews

Find the Right Loan for Your Situation

purchase

Confidently navigate the homebuying process with clear guidance, competitive options, and a team that supports you every step of the way

Loan pre-approvals

Competitive rate options

First-time homebuyer guidance

Clear, step-by-step support from contract to closing

Get Started with a Purchase Loan

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Takes 60 seconds

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No credit check required

refinance

Explore refinancing options that align with your current goals. Whether you’re looking to adjust your rate, change your term, or access equity, our team will walk you through the process with clarity and responsiveness.

Rate and term refinancing

Cash-out refinance options

Loan term adjustments

Clear cost breakdowns and savings insights

Get Started with a Refinance Loan

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Takes 60 seconds

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No credit check required

heloc

A Home Equity Line of Credit allows you to tap into the value you’ve built in your home and use it when you need it. Whether you’re planning renovations, consolidating debt, or covering major expenses, a HELOC offers flexible access to your home’s equity.

Flexible access to your home’s equity

Competitive interest rate options

Draw funds as needed rather than taking one lump sum

Guidance to help you use your equity strategically

Get Started with a HELOC Loan

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Takes 60 seconds

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No credit check required

From Hello
to Home Keys
in 3 Steps

Step 1

Connect

Share your goals, and we’ll map out the best path forward.

Step 2

Get Approved

We handle the paperwork and guide you through every detail.

Step 3

Close

A streamlined process designed to get you to closing quickly, often in as little as 15 days.

Ready to Move Faster Than Other Buyers?

In competitive markets, a fast close wins. Let’s talk.

Or call now:
(925) 408-0069